General Terms and Conditions of Use

These General Terms and Conditions of Use outline how Kiwi4You provides its services to users, including the laws, regulations, and policies that apply.

The Privacy Policy, Disclaimer, Email Marketing Terms of Use, and SMS Terms of Use available on our website (http://kiwi4you.com) apply globally to these Terms and the use of Kiwi4You.

Clarifications

What Do We Expect from You?

  • Transparency, clarity, responsibility, and respect when using our services.

What Can You Expect from Us?

  • Respect, clarity, honesty, and responsibility in providing our services with complete transparency.

What Can You Expect from Our Content?

  • Newsletters with general tips related to various markets, including finance and investments, and offers from our partners aimed at improving your daily life.

Definitions

User Any individual who is 18 years of age or older, the sole holder of a valid email address, and a valid phone number registered in their country of residence.

Quiz A platform used with user consent to collect data such as name, email address, phone number, and other relevant information.

Info-products Newsletters and general tips on various markets, including finance and investments, aimed at improving users’ lives.

Email Marketing A platform used to send Info-products to users who have provided their email addresses and consented to receive such communications.

SMS Service A platform used to send Info-products to users who have provided their phone numbers and consented to receive such communications.

Opt-In The process of registering, subscribing, requesting, agreeing, and consenting to receive electronic messages from our team.

Kiwi4You The website that manages the distribution of Info-products via email.

Access

Kiwi4You provides links through email and SMS to its domain (http://kiwi4you.com). Users accessing the domain may be directed to other sites related to various markets. Users are free to contract the services or products of these sites without any interference from Kiwi4You.

By reading and accessing the site, users agree to respect these General Terms and Conditions of Use, as well as all other terms (SMS and Email Marketing) and the Privacy Policy mentioned above. By registering through our Quiz and providing your information, you agree and accept the conditions of these terms.

User’s Attention When Being Redirected

If you are redirected to a partner’s website, you must carefully read all provided information, including the Terms and Conditions of Use and the partner’s privacy policy. Kiwi4You is not responsible for:

  • The general terms and conditions of use and privacy policy of partners.
  • The accuracy of information about services and products advertised by partners.
  • Services and products offered or contracted from partner companies.

Users must maintain good practices regarding information security, including using secure equipment, antivirus software, and secure networks. Kiwi4You is not responsible for any losses or damages resulting from improper use of the website or acts of God or force majeure.

Kiwi4You does not request deposits or bank transfers for granting or approving any financial products. Kiwi4You does not send emails or SMS with executable attachments or download links. If you receive such a message, do not click on the attachment and notify us through the website.

Prohibited Actions

Users are prohibited from violating any third-party rights, using the website to monitor or harass others, or engaging in fraudulent, illegal, dishonest, or improper activities.

Dispute Resolution

We value our relationship with users. These terms are conditional on the user’s waiver of class action rights. In case of disagreements, we will present arbitration solutions (Law No. 9307 of 1996) before any judicial solution.

Contact Us

Users can resolve any doubts, problems, or complaints about Info-products through the Contact section of our website. If you prefer to revoke your consent regarding the treatment and storage of your data, you can contact our DPO (Data Protection Officer) by sending an email to [email protected].

Applicable Law

These Terms will be interpreted and understood according to the English language and its meaning. The applicable legislation will be that in force in the user’s country of residence. In case of refusal to compose arbitration for conflict resolution, the forum for judicial conflicts will be the city where Kiwi4You’s headquarters are located.

Data Regulation

By agreeing to receive our Info-products, you accept the conditions for the collection, processing, and storage of your data regulated by the General Data Protection Regulation (GDPR).

Update of Terms and Conditions

Kiwi4You may update, supplement, or replace these General Terms and Conditions of Use at any time and for any reason, at its sole discretion, without prior notice. Users who do not accept these terms must refrain from using Kiwi4You.

Version 1.0 January 2024